… an intense debate about whether microcredit can lift people out of poverty. Experimental evidence from a variety … households. One explanation may be that relatively few people take up microcredit when it is made available to them, … are ex ante tailored to individual needs  may affect how people use microcredit and the impacts it has on various …

… which includes gender-specific barriers, keeps billions of people from accessing the fundamental digital resources … enables countries to more effectively connect excluded people with markets, resources, and services through tools … In 2009, when India began to build its DPI, only 17% of people in India had bank accounts, leaving the vast majority …